We've spent years and years (literally, not figuratively) working on family finances that involve mixed families, child support, self-employment, job changes, medical emergencies and all of the stuff that just happens in life, and we've implemented just about every system proposed by the very best experts and ended up asking ourselves, why can't we get control of our finances?
Either we weren't listening or we didn't understand, because we finally stumbled upon the answer. We're not perfect (and not proposing that anyone should be) but we have reached a level of financial decision-making and financial confidence that we never thought possible.
I'm going to be posting more as the weeks go by. This seems like a good time to be sharing this information on how to gain financial confidence and the ability to make really good, long and short-term financial decisions, and once you get it, it comes really easy and it's fun, but it doesn't, for sure it doesn't, come from any outside source. It is, unfortunately, all an inside job. You have to start by working on your thought process and then expand outward to systems and processes that work for you - even though there are a set of standard steps you can follow.
We'll share those steps and ways to change your approach to family finances, but you have to do the work.
It all starts with getting a really, really clear picture of where you are right now.
Next Wednesday, I'll post more.
p.s. we just bought a new (to us) car and had one of the best shopping experiences of our lives! Yes - YOU CAN HAVE FUN BUYING A CAR.
AND, you can have fun planning and working on your family finances. What did Katie say to me the other day? She was talking to me about a certain sense of power and confidence that comes from shopping for something and paying for something according to a plan. I think she said, "Spending money is somehow so much more gratifying when I know I'm spending money the right way. Weird."
We're NOT talking about a budget here (although, gasp, that's part of it). We're talking about TAKING CONTROL OF YOUR LIFE.
More on Wednesday. Stay tuned.